Protect the people who make your business work
Key person cover, shareholder protection, business loan cover and tax-efficient Relevant Life policies. Tell us a little about your business and we'll come back to you — usually the same working day. No obligation, no hard sell.
Why Montgomery for business protection?
Specialist business protection advice
We don't sell off-the-shelf cover. Every recommendation is built around your shareholders, loan structure, and the specific risks your business carries.
Whole-of-market access
Cover terms and pricing that high-street banks and price-comparison sites simply can't match — from every major UK insurer.
Tax-efficient setup Relevant Life
The right structure can mean your business pays for life cover instead of you — and it's deductible against corporation tax. We'll show you the maths.
"Charles took the time to actually understand the structure of our business before recommending anything. We ended up with shareholder protection and Relevant Life cover that genuinely fits — for less than we expected."
— Director, professional services Ltd, Northants
Trusted by business owners across the UK
What we cover
Four core products, often combined into a single recommendation. We'll explain which ones apply to your business — and which don't.
Key Person Insurance
Pays a lump sum to the business if someone critical to revenue or operations dies or is critically ill — covering recruitment, lost profit and continuity.
Shareholder Protection
If a shareholder dies, the surviving owners get the cash to buy their shares — and the family gets a fair price. Set up properly with a cross-option agreement.
Business Loan Protection
Personal guarantees, directors' loans and commercial mortgages. Cover that pays the debt off if the guarantor dies or is critically ill — not the family.
Relevant Life Cover
Tax-efficient personal life cover paid for by the business. Premiums are usually deductible against corporation tax — and don't count as a P11D benefit.
What happens next
No obligation, no hard sell — just a structured review with a real human who'll tell you where you stand.
Fill in the form
Tell us a little about your business, who's involved, and what cover you're exploring — or if you'd like advice on what's actually right for you.
We call you back
Usually the same working day. A quick, relaxed call to understand the structure of the business and what you're trying to protect.
We design your cover
We compare the whole market, model the tax position, and come back with the best route — clearly explained and properly set up.
Ready to protect what you've built?
Scroll up, fill in the form, and we'll come back to you the same working day.
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